J&A Home Buyers Can Help You Avoid Foreclosure
Are you facing foreclosure and in danger of losing your house? Regardless of where you are in the process, you can avoid foreclosure by selling your house to a local home buyer in the Greater Tampa area. J&A Home Buyers can work with you to sell your house fast before your house goes to auction. We buy houses as-is. You can skip the repairs and renovations, as well as listing your house on the market.
Selling your house is easy. Call us today to schedule a quick walkthrough. If we like the house, we’ll make a fair cash offer. If you accept the offer, you schedule the close date, sign the papers, and walk away. We pay all closing costs. Best of all, you sell your house without going through a realtor. To find out more about how to sell your house fast in the Greater Tampa area, call 727-888-2134 and get a fast cash offer.
Sell Your House Fast in 3 Easy Steps
Step 1: Contact Us
Call today or fill out the contact form to schedule a quick walkthrough of your house. We can look at the property to determine if we want to buy it. Feel free to ask any questions or address any concerns. There is no obligation to sell your house. We simply provide an alternative to a traditional sale.
Step 2: Get a Fair Cash Offer
If we are like the property, we’ll make a fair cash offer. We make offers just under the current market value of your house. In most cases, we’ll make an offer within 24 to 48 hours of seeing the property. You do not have to wait several days or weeks to get an offer on your house regardless of your situation.
Step 3: You Get Paid
If you accept our offer, you can schedule a convenient closing date. You simply sign all the documents, finalize the sale, and walk away free and clear. We pay all closing costs and other fees. You get cash for your house. Selling your house in the Greater Tampa area is that easy!
Understanding the Foreclosure Process in Florida
When you miss the first two or three mortgage payments, there is a grace period. Your bank may send you a reminder and assess a late fee before moving forward with foreclosure proceedings. You may be able to make it up the next month, but it can be tough with the late fees and interest. It is easy to fall even further behind, which puts your home at risk.
The exact point at which your loan is at risk of foreclosure depends on the terms of your loan agreement. For most mortgages in Florida, it happens when you’re 90 days late.
Notice of Default
When your home loan is in default, the bank files a Notice of Default with the court. They must let you know they’ve filed it within ten days. The notice includes information about your options for getting out of default. For example, you can pay all the back payments, along with interest and fees, to get out of default. You’ll also need to keep up your insurance and property taxes.
According to federal mortgage laws, the lender must wait 120 days before sending the first notice or before they file a judicial or nonjudicial foreclosure. If you don’t have the cash to pay back the late amount, the home will stay in a continued state of default.
Notice of Trustee Sale
After you receive a Notice of Default, you have three months to bring the loan current. After three months, the bank may set a date for the auction of your home. You will be notified that this has happened through a Notice of Trustee Sale typically sent to you via certified mail.
After you’ve received a Notice of Trustee Sale, the bank can set a date for the auction. The lender must wait at least 20 days after the Notice of Trustee Sale is sent to you. The sale may be postponed by a court or by the bank for up to a year. From there, they will send you a new Notice of Trustee Sale to send the house to auction.
Benefits of Selling Your House to J&A Home Buyers
Hiring a realtor and listing your house on the market may be the most common way to sell your house. However, it is not necessarily the best or fastest way to unload your property. If you are in a situation where you need to relocate, avoid foreclosure, or raise cash quickly, selling your house fast for cash is a smarter option. Consider these comparisons below:
You Can Sell Your House Right Away
It can take several months to prepare your house to sell and find a buyer. Having a skilled real estate agent does not guarantee that the process will be faster. J&A Home Buyers can make an offer within 24 to 48 hours, close in as little as seven days, and have cash in your hands within 30 days. You don’t have to wait to sell your house.
Selling Your House for Cash is Easy
When you sell your house the traditional way, you must make repairs, schedule inspections, find creative ways to market your house, find a buyer, and close the sale. The process is too complicated for any home seller to handle. We simplify the process by eliminating all the barriers to selling your house.
You Save Money Selling Your House
Selling a house today is expensive. You are likely to sink cash into repairs, renovations, inspections, appraisals, closing costs, and realtor commissions. That eats into your profits. J&A Home Buyers can help you avoid these costs and put that money back into your pocket.
We Know the Greater Tampa Area
We are local home buyers in the Greater Tampa Area. We work with sellers across Pinellas County. Our buyers understand the market and the challenges of selling your house in this area. We have built a reputation as a local company that you can trust.
Sell Your House Fast for Cash Today to J&A Home Buyers
Selling your house does not have to take several months or cost you thousands of dollars. J&A Home Buyers offers a simpler solution to get out of your house or mortgage regardless of your situation. We can help you sell your house fast in the Greater Tampa area. Call us today at (813) 602-2685 to get a fast cash offer.